Whether you are shopping for a VA, FHA or Conventional mortgage, our mission is to make the experience of getting a home loan easy and very affordable for you. If you want the best rate available, you will be happy to know our clients normally save at least .25% in rate for the same fees most lenders will quote you. Use the below Request Quote link to receive a Good Faith estimate of the rates and fees available on your loan request. Great rates are important, but so is the service you will receive. I promise you an outstanding home loan experience, click the Reviews link for more information or look to Yelp or Google for additional reviews. Look at the above links, we will provide you with the tools and all the information needed, here on our website, for an informative and no pressure, home loan experience.
We are Mortgage Brokers. What that means to you is we represent over 40 different “Direct Lenders/Investors”. Some of those companies offer the lowest rate available, on any given day, while others are more expensive, but will approve loans that many other companies will not. Direct Lenders cannot fine-tune a product and price for your specific situation, but we will. Other Mortgage Brokers typically charge a much higher profit margin for their services than we do at IPM. Our weekly rate surveys show that we are always in the top 1% of best priced lenders in CA.
There is a lot of information on this website, so please take the time to look at the Resources link and visit the About IPM page. Feel free to contact us if your question was not answered. Once all your questions have been answered, we recommend that you take 20 minutes to complete the secure On-Line Loan Application or we would be happy to take it by phone for you.
From the time your complete package is in, we work to have the Conditional Pre Approval to you in 2 hours. With that Approval in hand, you are ready to shop for a home or to write an offer.
Need a great Real Estate agent in SanDiego County? IPM works with some of the best agents in the county, so let us know if you need a few names to contact.
