You Deserve a Great Mortgage Rate

The team at IPM is ready to guide you through your next home loan. We offer pricing from some of the most competitive investors in California and our loan application process is easy.
Go ahead, give us a call or apply online. But first, check out our awesome rates!


Get Rates »

Whether you are shopping for a VA, FHA or Conventional mortgage, our mission is to make the experience of getting a home loan easy and very affordable for you. If you want the best rate available, you will be happy to know our clients normally save at least .25% in rate for the same fees most lenders will quote you.  Use the below Request Quote link to receive a Good Faith estimate of the rates and fees available on your loan request.  Great rates are important, but so is the service you will receive.  I promise you an outstanding home loan experience, click the Reviews link for more information or look to Yelp or Google for additional reviews.  Look at the above links, we will provide you with the tools and all the information needed, here on our website, for an informative and no pressure, home loan experience.

We are Mortgage Brokers. What that means to you is we represent over 40 different “Direct Lenders/Investors”. Some of those companies offer the lowest rate available, on any given day, while others are more expensive, but will approve loans that many other companies will not. Direct Lenders cannot fine-tune a product and price for your specific situation, but we will. Other Mortgage Brokers typically charge a much higher profit margin for their services than we do at IPM. Our weekly rate surveys show that we are always in the top 1% of best priced lenders in CA.

There is a lot of information on this website, so please take the time to look at the Resources link and visit the About IPM page. Feel free to contact us if your question was not answered. Once all your questions have been answered, we recommend that you take 20 minutes to complete the secure On-Line Loan Application or we would be happy to take it by phone for you.

From the time your complete package is in, we work to have the Conditional Pre Approval to you in 2 hours. With that Approval in hand, you are ready to shop for a home or to write an offer.

Need a great Real Estate agent in SanDiego County?  IPM works with some of the best agents in the county, so let us know if you need a few names to contact.

Request Quote

About Us

Coastal California Lighthouse

Loan Programs

Coronado California Resort

Slam Dunk Loans

Home in Coronado California

Online Mortgage Application

Before starting your Online Mortgage Application, be sure and visit our Mortgage Application Checklist. Also, the Helpful Resources page will answer many of your questions on other loan related topics.

Apply Today!

Customer Reviews

"Jim went above and beyond to make my sure deal went through. Not only was he a true professional, but he also gave me a great rate and and super fast service. I will use Jim everytime and will highly recommend him for your purchases."
- D Desousa

"My wife and I have used Isle Pacifica Mortgage three times over the past 15 years or so to refinance residential loans. On each occasion, Jim was professional with many resources at his disposal. Over the years I recommended Jim to several close friends, all of whom had the same positive experience, and I would not hesitate to recommend him in the future."
  - Michael Specht