Experience is the Difference…

Jim Ward - Island Pacifica MortgageNo Cost, Low Cost or Lowest Interest Rate available, IPM is San Diego's local Mortgage Broker choice for the lowest rates and fees.  Since 1984, I have helped thousands of San Diego borrowers to either reach their dream of home ownership, to invest in rental properties, or to use their home's equity to achieve life goals.  Need a quick quote?  Call me at 619 554-8515

We are totally transparent and it is our policy to share any and all information with you and to be your advocate and trusted advisor. Did you know that mortgage brokers, per their licensing with the CA Bureau of Real Estate have a fiduciary responsibility to represent your best interests and not their own? At IPM we take that responsibility very seriously. You can rely on our honesty and strong desire to exceed your expectations.

Count on us to deliver an industry leading price, to be readily available, to answer your many questions, and to guide you through the home loan process. We are working hard to make you a client for life; I hope you will refer your family and friends to IPM.

Thank you for taking the time to read this introduction. The team at Isle Pacifica Mortgage is looking forward to answering your questions and to working with you in the future.

Jim Ward
Office: 619-554-8515
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.


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Before starting your Online Mortgage Application, be sure and visit our Mortgage Application Checklist. Also, the Helpful Resources page will answer many of your questions on other loan related topics.

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Customer Reviews

"Jim went above and beyond to make my sure deal went through. Not only was he a true professional, but he also gave me a great rate and and super fast service. I will use Jim everytime and will highly recommend him for your purchases."
- D Desousa

"My wife and I have used Isle Pacifica Mortgage three times over the past 15 years or so to refinance residential loans. On each occasion, Jim was professional with many resources at his disposal. Over the years I recommended Jim to several close friends, all of whom had the same positive experience, and I would not hesitate to recommend him in the future."
  - Michael Specht