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VA Loan Features

Lake Tahoe - California
  • 0 down loan amounts will depend on the county limit.  See below.
  • 100% cash out loans available
  • Both 30/15 yr fixed and ARM loans available
  • Great pricing on VA JUMBO loans to $2M with lower down payment requirements than a Conv loan type.

If you are active duty military or a honorably discharged vet, a VA insured home loan allows 100% financing for veterans with full eligibility. Loans over the below county limit require a down payment that is 25% of the amount over. IPM offers VA financing to eligible veterans that have a 620+ mid score. VA has a Funding Fee cost for the program, but it is very competitive with single premium PMI on a conventional loan. Disabled veterans may qualify for a waiver of the Funding Fee.

Click this link to see a VA Funding Fee Chart
Here is more VA Home Loan Information

Most Condo/PUD projects are not VA approved. Leaving this financing option best for buyers of a SFR.

2018 California VA Loan Limits (by county):

The loan limits below are the maximum 2018, $0 down VA loan amount set for each county. Although there is no maximum VA Home Loan amount, the maximum no money down VA home loan limits with a full guarantee are stated below. For loans above the county loan limit, the borrower may have to make a down payment. For more information, call 619-554-8515 to speak with a loan officer.

  1. Alameda County $636,150
  2. Alpine County $463,450
  3. Amador County $453,100
  4. Butte County $453,100
  5. Calaveras County $453,100
  6. Colusa County $453,100
  7. Contra Costa County $679,650
  8. Del Norte County $453,100
  9. El Dorado County $517,500
  10. Fresno County $453,100
  11. Glenn County $453,100
  12. Humboldt County $453,100
  13. Imperial County $453,100
  14. Inyo County $453,100
  15. Kern County $453,100
  16. Kings County $453,100
  17. Lake County $453,100
  18. Lassen County $453,100
  19. Los Angeles County $679,650
  20. Madera County $453,100
  21. Marin County $679,650
  22. Mariposa County $453,100
  23. Mendocino County $453,100
  24. Merced County $453,100
  25. Modoc County $453,100
  26. Mono County $529,000
  27. Monterey County $615,250
  28. Napa County $679,650
  29. Nevada County $477,250
  30. Orange County $679,650
  31. Placer County $517,500
  32. Plumas County $453,100
  33. Riverside County $453,100
  34. Sacramento County $517,500
  35. San Benito County $679,650
  36. San Bernardino County $453,100
  37. San Diego County $649,750
  38. San Francisco County $679,650
  39. San Joaquin County $453,100
  40. San Luis Obispo County $615,250
  41. San Mateo County $679,650
  42. Santa Barbara County $625,500
  43. Santa Clara County $679,650
  44. Santa Cruz County $679,650
  45. Shasta County $453,100
  46. Sierra County $453,100
  47. Siskiyou County $453,100
  48. Solano County $460,000
  49. Sonoma County $648,600
  50. Stanislaus County $453,100
  51. Sutter County $453,100
  52. Tehama County $453,100
  53. Tulare County $453,100
  54. Tuolumne County $453,100
  55. Trinity County $453,100
  56. Ventura County $672,750
  57. Yolo County $517,500
  58. Yuba County $453,100

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Before starting your Online Mortgage Application, be sure and visit our Mortgage Application Checklist. Also, the Helpful Resources page will answer many of your questions on other loan related topics.

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Customer Reviews

"Jim went above and beyond to make my sure deal went through. Not only was he a true professional, but he also gave me a great rate and and super fast service. I will use Jim everytime and will highly recommend him for your purchases."
- D Desousa

"My wife and I have used Isle Pacifica Mortgage three times over the past 15 years or so to refinance residential loans. On each occasion, Jim was professional with many resources at his disposal. Over the years I recommended Jim to several close friends, all of whom had the same positive experience, and I would not hesitate to recommend him in the future."
  - Michael Specht