VA Loan Features
- 0 down loan amounts will depend on the county limit. See below.
- 100% cash out loans available
- Both 30/15 yr fixed and ARM loans available
- Great pricing on VA JUMBO loans to $2M with lower down payment requirements than a Conv loan type.
If you are active duty military or a honorably discharged vet, a VA insured home loan allows 100% financing for veterans with full eligibility. Loans over the below county limit require a down payment that is 25% of the amount over. IPM offers VA financing to eligible veterans that have a 620+ mid score. VA has a Funding Fee cost for the program, but it is very competitive with single premium PMI on a conventional loan. Disabled veterans may qualify for a waiver of the Funding Fee.
Click this link to see a VA Funding Fee Chart
Here is more VA Home Loan Information
Most Condo/PUD projects are not VA approved. Leaving this financing option best for buyers of a SFR.
2018 California VA Loan Limits (by county):
The loan limits below are the maximum 2018, $0 down VA loan amount set for each county. Although there is no maximum VA Home Loan amount, the maximum no money down VA home loan limits with a full guarantee are stated below. For loans above the county loan limit, the borrower may have to make a down payment. For more information, call 619-554-8515 to speak with a loan officer.
- Alameda County $636,150
- Alpine County $463,450
- Amador County $453,100
- Butte County $453,100
- Calaveras County $453,100
- Colusa County $453,100
- Contra Costa County $679,650
- Del Norte County $453,100
- El Dorado County $517,500
- Fresno County $453,100
- Glenn County $453,100
- Humboldt County $453,100
- Imperial County $453,100
- Inyo County $453,100
- Kern County $453,100
- Kings County $453,100
- Lake County $453,100
- Lassen County $453,100
- Los Angeles County $679,650
- Madera County $453,100
- Marin County $679,650
- Mariposa County $453,100
- Mendocino County $453,100
- Merced County $453,100
- Modoc County $453,100
- Mono County $529,000
- Monterey County $615,250
- Napa County $679,650
- Nevada County $477,250
- Orange County $679,650
- Placer County $517,500
- Plumas County $453,100
- Riverside County $453,100
- Sacramento County $517,500
- San Benito County $679,650
- San Bernardino County $453,100
- San Diego County $649,750
- San Francisco County $679,650
- San Joaquin County $453,100
- San Luis Obispo County $615,250
- San Mateo County $679,650
- Santa Barbara County $625,500
- Santa Clara County $679,650
- Santa Cruz County $679,650
- Shasta County $453,100
- Sierra County $453,100
- Siskiyou County $453,100
- Solano County $460,000
- Sonoma County $648,600
- Stanislaus County $453,100
- Sutter County $453,100
- Tehama County $453,100
- Tulare County $453,100
- Tuolumne County $453,100
- Trinity County $453,100
- Ventura County $672,750
- Yolo County $517,500
- Yuba County $453,100
