Application Checklist
At IPM, we make applying for a loan easy and convenient! You can connect with one of our mortgage consultants over the phone or we encourage you to use the online application.
Here is the information you’ll need to complete your loan application:
Personal Information
- Full legal name, Social Security number, Date of Birth
- Current Address & Address History for past 2 years
- Complete employer info and dates of employment for the past 2 years
- Divorce Decree, if applicable
- Bankruptcy / Discharge papers for bankruptcies existing in credit history, if applicable in the last 7 years
Documents
- Pay stubs covering the last 30 days with year-to-date information included
- W-2′s / K1’s for the past two years
- Federal tax returns (1040′s) for the past two years (all pages)
- Bank statements — Most recent two months’ statements for all accounts – all pages (even if blank)
- Hazard (Homeowner’s) insurance information including agent’s name and phone
- Home Owners Association contact information
Purchase Loans
- Purchase contract — signed by all parties (fully executed)
- Name of Title Insurance Company if know
- Copy of earnest money check
Refinance Loans
- Current mortgage statement
- Home Owner’s Insurance deck page
- Copy of current mortgage note
If Self-employed
- Federal tax returns (personal and business) — complete copies for the last 3 years
- Profit and loss statement — year-to-date
- List of all business debts
Trust IPM to provide you with an exceptional loan application experience. Call us today at 619-554-8515 to schedule a phone application appointment or if you prefer, use the On Line Loan Application link. Our staff is dedicated to assisting you in meeting your home financing needs and helping you navigate the ever-changing mortgage industry!
