Menu

user_mobilelogo

Application Checklist

Coronado - CaliforniaAt IPM, we make applying for a loan easy and convenient! You can connect with one of our mortgage consultants over the phone or we encourage you to use the online application.

Here is the information you’ll need to complete your loan application:

Personal Information
  • Full legal name, Social Security number, Date of Birth
  • Current Address & Address History for past 2 years
  • Complete employer info and dates of employment for the past 2 years
  • Divorce Decree, if applicable
  • Bankruptcy / Discharge papers for bankruptcies existing in credit history, if applicable in the last 7 years
Documents
  • Pay stubs covering the last 30 days with year-to-date information included
  • W-2′s / K1’s for the past two years
  • Federal tax returns (1040′s) for the past two years (all pages)
  • Bank statements — Most recent two months’ statements for all accounts – all pages (even if blank)
  • Hazard (Homeowner’s) insurance information including agent’s name and phone
  • Home Owners Association contact information
Purchase Loans
  • Purchase contract — signed by all parties (fully executed)
  • Name of Title Insurance Company if know
  • Copy of earnest money check
Refinance Loans
  • Current mortgage statement
  • Home Owner’s Insurance deck page
  • Copy of current mortgage note
If Self-employed
  • Federal tax returns (personal and business) — complete copies for the last 3 years
  • Profit and loss statement — year-to-date
  • List of all business debts
The funding lender must be able to verify your self-employment through a 3rd party source. It is helpful if you have an accountant/cpa, business 411 directory listing or business website.

Trust IPM to provide you with an exceptional loan application experience. Call us today at 619-554-8515 to schedule a phone application appointment or if you prefer, use the On Line Loan Application link. Our staff is dedicated to assisting you in meeting your home financing needs and helping you navigate the ever-changing mortgage industry!

Online Loan Application

 

About Us

Coastal California Lighthouse

Loan Programs

Coronado California Resort

Slam Dunk Loans

Home in Coronado California

Online Mortgage Application

Before starting your Online Mortgage Application, be sure and visit our Mortgage Application Checklist. Also, the Helpful Resources page will answer many of your questions on other loan related topics.

Apply Today!

Customer Reviews

"Jim went above and beyond to make my sure deal went through. Not only was he a true professional, but he also gave me a great rate and and super fast service. I will use Jim everytime and will highly recommend him for your purchases."
- D Desousa

"My wife and I have used Isle Pacifica Mortgage three times over the past 15 years or so to refinance residential loans. On each occasion, Jim was professional with many resources at his disposal. Over the years I recommended Jim to several close friends, all of whom had the same positive experience, and I would not hesitate to recommend him in the future."
  - Michael Specht