Today's Mortgage Pricing Quotes
Request a Quote FormEffective 07/09/2020
IPM always offers you pricing in the best 1% of all lenders in CA with fast reliable service. Click the reviews link at the top of the page to see what clients are saying about IPM.
The below pricing examples are for a conventional PURCHASE loan amount of $400k at 80% ltv on a SFR and assumes a 760+ mid credit score. FHA and VA loans are usually about .50% better/lower in rate for similar fees.
Closing Costs in RED are points paid by you to buy down the rate and Closing Costs in GREEN are a credit towards your 3rd party costs. The Comp column is what our investor pays IPM, not you the borrower and IPM does not charge you an Origination Fee like most companies.
Clients looking to refinance usually select the rate with about $2,800 in GREEN closing costs credit, so as to cover all the one time costs. That is called a 0 cost refinance and results in an APR that is about the same as the note rate.
The lender related costs are an underwriting fee of about $950, an appraisal fee of about $500 and a credit report fee of $60. These fees may vary a little, due to IPM using different investors to get you the best possible pricing.
Let IPM save you thousands of dollars on your next home loan. Just compare our written quote to any other company.
IPM is the market leader in price and service. Just read our Yelp, Google, Zillow or above reviews.
15 Year Fixed / 30 day lock
Ask your R.E. agent for a complete list of all the escrow & title insurance companies (3rd party fees) they may charge or request that from IPM on a refinance.
Request a quote using the above link to see how much we can save you. Your information is confidential and it will never be sold or shared with other companies.Complete the On-Line Application, so we can lock in your rate quote right away. Same day Pre-Approvals for home buyers getting a conforming loan amount.
30 Year Fixed / 30 day lock
